Competitive rates.
Personal service, start to finish.
Our experienced Chicago-area mortgage team helps homebuyers, homeowners and real estate investors find the right loan and close with confidence, in English or Chinese.
What would you like to do?
Purchase loan for your next home Refinance
Lower your rate or take cash out Get pre-approved
Know your budget before you shop
No credit impact to get started
Already applied? Log in to your loan
More loan options. More personal attention.
Competitive pricing
We price your loan across a wide range of programs to find the rate and terms that fit your goals.
A loan for every situation
Conventional, jumbo, FHA and VA, plus non-QM options for self-employed borrowers and investors.
A person who answers
Work directly with an experienced loan officer from application to closing, in English or Chinese.
Three steps from application to keys
Apply online
Start your secure application in our borrower portal, with no credit impact to get started. Save your progress and finish anytime.
Get your options
We review your goals, compare programs and pricing, and walk you through your best options.
Lock and close
Lock your rate. We coordinate underwriting, appraisal and title through closing day.
The right loan for how you buy
Conventional
Fixed and adjustable-rate loans for primary homes, second homes and investment properties.
Jumbo
Financing above conforming loan limits for higher-priced homes.
FHA & VA
Government-backed loans with low or no down payment options for eligible borrowers.
Rate & term refinance
Lower your rate, change your loan term, or drop mortgage insurance.
Cash-out refinance
Turn home equity into cash for renovations, tuition or paying down debt.
HELOC & HELOAN
Tap your home’s equity with a flexible line of credit (HELOC) or a fixed-rate, lump-sum home equity loan (HELOAN), without refinancing your first mortgage.
Self-employed or investing? We have options.
Non-QM loans qualify you on what you actually earn and own, not just W-2s and tax returns.
DSCR investor loans
Qualify on the property’s rental income instead of personal income. Available in many states.
Bank statement loans
Use 12 or 24 months of personal or business bank statements instead of tax returns.
P&L loans
Self-employed borrowers can qualify with a profit and loss statement.
Asset depletion
Qualify on liquid assets rather than employment income. Popular with retirees.
Commercial property loans, structured case by case
We also offer commercial real estate loans for investors and business owners, including mixed-use, multifamily and other income-producing properties. Every request is reviewed individually, and the loan is structured around the property and your goals.
No online application needed. Tell us about your scenario and we’ll follow up.
Estimate your monthly payment
Adjust the numbers to see an estimated principal and interest payment.
Enter an interest rate to see your estimated payment.
Estimate only. Excludes property taxes, homeowners insurance, HOA dues and mortgage insurance. Not a rate quote or a commitment to lend.
Get my actual rateWhat our clients say
“EON team is like a firefighter who came in in the middle of my purchasing process to rescue my case.”“You got me an excellent rate that was competitive with the very best.”“The team are very professional and efficient… we got our mortgage successfully approved in 14 days.”“They provided clear guidance on the process and deep knowledge about mortgages.”“We had a very smooth closing with Eon. They offered competitive rates…”“The process of getting a loan is frustrating but not at EON mortgage.”Questions? Talk to a loan expert.
Send us a request and a loan officer will reach out to walk through your options, no application needed.
- 950 Skokie Blvd, Suite 204, Northbrook, IL 60062Office meetings by appointment
- We respond Monday–Friday, 9 am – 5 pm
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